The same type of insurance that you can get if you rent a car from Budget, or if you rent equipment from Cresco. You can opt to pay a slightly higher fee, and by doing so, you are covered under the rental places insurance for all damage (but not loss).

So if a DJ spills a cup of coffee on the mixing board, it's covered.

The event is at a hotel. The space for the dance is in their largest convention room (can hold up to 2000 sitting). They have a full stage, and most of the events their having are stage shows and performances.

They have asked me to produce a series of nightime dances after the stage shows. Luckily, we can use the house system that they'll have, and even their equipment.

But that's where the politics comes in. The convention says they are not willing to rent any DJ equipment. They are used to live bands, and consider a CDJ to be along the same lines of a guitar (musicians always bring their own gear, dj's should too). Ok, so that's the higher ups, who have the contract with their vendors. Not everyone agrees with them, so instead the cost for DJ equipment is going to come out of a different department's budget, and that's why it can't be added to the main two vendor's quotes.

The question of insurance has not fully played out yet. I am just trying to explore all options, as I'd rather just drop the event and leave them to do their own thing, than have rented equipment go on my name, on my credit card. (I do have my own dj equipment I could just let them use, but trying to teach them that they need to provide dj gear if they want dj's... oh, the politics of dancing.)